Author Topic: Questions re Disability  (Read 2701 times)

bjnc

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Questions re Disability
« on: August 30, 2011, 08:03:22 AM »
I'm just thinking about this right now and thought I might get some helpful info here.

I've had psoriatic arthritis for 25+ years and was diagnosed with Sjogren's also about 1 1/2 years ago.  The meds I'm on (see my signature) are helping the pain though it is still there, but not nearly as severe as in the past.  My biggest problem is the extreme fatigue, almost unbearable, which has gotten a lot worse in the past couple of years.  Also, I'm not able to be on my feet for more than a few minutes without pain in my feet and my back.  Right now, I work part time for our computer business, doing bookkeeping and office work.  I'm able to work out of my home and take breaks when needed, and it's only part time. However, I don't take a salary since it's better for our tax situation if I don't.  Before that, I stayed home and raised my three children for 21 years.  Therefore, I have little work experience in recent years.  I've been trained as an RN but know that I can't do that now.

My question is this:  Would I be likely to qualify for disability since I haven't worked in so long (except for the last 3 years when I haven't received a salary)?  My main problems are the extreme fatigue and back and foot pain when I'm on my feet.  But the fatigue is so bad that I really can't get a lot done during the day and have gotten to the point where I have to spend quite a bit of time lying down resting and reading just to make it through.

Also, how difficult is it to get disability these days?  We're in the US.

Any comments or hints would be appreciated.

Thanks,
Becky
Female 56, diagnosed with Psoriatic Arthritis 1986; also have Undifferentiated Connective Tissue Disease (in my case, a combination of Lupus and Sjogren's), Grave's Disease. Remicade, (a biologic for Ps. Arthritis), Arava, Cymbalta, Evoxac, Trazodone, Synthroid; Miralax

Joe S.

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Re: Questions re Disability
« Reply #1 on: August 30, 2011, 09:20:12 AM »
I know of a person who was never able to hold a job and was given RDI. I think you need to discuss this with a specialist. A social security disability attorney.

I did not see carrot juice or tart cherry extract in you list with your arthritis. You may want to look into R-lipoic Acid and Aceytl L carnitine supplementation.
bkn C4 & C5, herniation's 7 n, 5 t, 4 l, Nerve Damage
Lisinopril, Amlodipine, Pantoprazole, Metformin, Furosemide, Glimepiride,
Centrum Silver, Cinnamon, Magnesium, Flaxseed, Inositol, D3, ALA, ALC, Aleve, cistanche
Reiki, reflexology, meditation, electro-herbalism

bjnc

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Re: Questions re Disability
« Reply #2 on: August 30, 2011, 11:14:45 AM »
Joe,
I've tried Alpha Lipoic Acid and Acetyl L-Carnitine, but unfortunately they wired me up so that I couldn't sleep.  I did notice after doing some research that people with Thyroid problems should not take it or be cautious in taking it.  Perhaps that was the problem; I'm not sure.

Do you make your own carrot juice with a juicer. We have a good juicer which I could try using.  Is the wild cherry tart a capsule or something else?

Thanks,
Becky
Female 56, diagnosed with Psoriatic Arthritis 1986; also have Undifferentiated Connective Tissue Disease (in my case, a combination of Lupus and Sjogren's), Grave's Disease. Remicade, (a biologic for Ps. Arthritis), Arava, Cymbalta, Evoxac, Trazodone, Synthroid; Miralax

Meld256

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Re: Questions re Disability
« Reply #3 on: August 30, 2011, 01:43:21 PM »
Hi Becky,

I'm sorry to hear you're having trouble getting through the day.  Many of us understand the fatigue and pain you're experiencing.

As one who's gone through the system lately, my best advice would be to speak with a disability attorney first.  One who specializes in SS Disability.

The SSA looks at your past work record and your age when you became disabled.  You need to have enough "credits" built from those work years to qualify. Here's a link to the SSA (Social Security Administration) and qualifications.

http://ssa.gov/dibplan/dqualify2.htm
I hope this is helpful, but of course, every case is individual. An attorney should speak with you either on the phone or in person without charging you for a consultation.  How difficult is getting disability?  Well, that's sort of a loaded question.  It depends on a great many factors, including your documentation of your health and the affect it has on your daily living, and also the area in the US in which you live.  Some areas are doing a better job of moving cases along as quickly as possible and others seem overwhelmed.  That's only my personal opinion, of course.

Good luck; if you have other questions, please ask.  ;)
Take care,
Melinda

Joe S.

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Re: Questions re Disability
« Reply #4 on: August 30, 2011, 02:18:07 PM »
I purchase it at costco. They have Bothouse organic. Three bottles for 6.49 at my last purchase.

The grocery store is about 1 bottle for 5.00
bkn C4 & C5, herniation's 7 n, 5 t, 4 l, Nerve Damage
Lisinopril, Amlodipine, Pantoprazole, Metformin, Furosemide, Glimepiride,
Centrum Silver, Cinnamon, Magnesium, Flaxseed, Inositol, D3, ALA, ALC, Aleve, cistanche
Reiki, reflexology, meditation, electro-herbalism

theosof

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Re: Questions re Disability
« Reply #5 on: August 30, 2011, 07:49:42 PM »
I just recently was approved for disability based on pain and fatigue. I was denied first round- most people are and I had tried on my own. I appealed using an attorney and was approved. Make sure you use an attorney who will take a %% of whatever retro salary due you. It took me about 10 mths which I understand is fast. It seems now that being sick is a full time job. I too am an RN and working very part time as a home care field supervisor (no patient care) was too much. Social Security performs a look back to determine your financial eligibility- check the link that you received from a previous post- very helpful.Good luck and keep us informed. It is very weird not working- I'm having problems filling in my day.

brook

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Re: Questions re Disability
« Reply #6 on: September 01, 2011, 03:50:13 PM »
Hi, I would like to know how people survive from the time they are no longer able to work until they get the disability? The regs say you have to not work for 6 months before applying for SSDI I believe, my spouse doesn't make enough to pay ouor bills alone and what happens to single people? Scary.

theosof

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Re: Questions re Disability
« Reply #7 on: September 03, 2011, 07:39:09 PM »
double check with your SS office. They told me that I was not allowed to earn more than $1000/ month. It was very hard. I was approved in July and still have not received any money. Luckily my husband had an income but it was very tight. Good luck- keep us posted.

Meld256

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Re: Questions re Disability
« Reply #8 on: September 04, 2011, 01:28:38 AM »
brook,

Just to clarify a bit, the 6 months' time frame can be confusing.  One can file for SS Disability immediately after stopping work, but the SSA counts from the time they consider you disabled, (which may be the day you quit working) until 6 months after.  No matter how long the case takes to be approved, you don't receive SS income for the 1st 6 months.
Say, someone quits in Feb.  They file in May, for example.  The SSA approves the case and they consider them disabled from Feb.  Count 6 months =August. (the first full month of 6 months)  So, that person would be paid from August on.

In regard to attorney fees, if I'm not mistaken, the law in the US is the attorney fee is 25% of the total backpay when you are approved.
No, it's not easy to make it financially while waiting for the approval.  A good reason that if someone even thinks they may need to apply in the future, try to have savings put back and trim the budget to everything that's not necessary before filing.

brook

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Re: Questions re Disability
« Reply #9 on: September 07, 2011, 07:06:04 PM »
thanks, great advice. I have disability benefits from work both short and long so could I go on disability, file, and then not go back to work after 3-6 months? or do I have to quit then file? thanks!

Meld256

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Re: Questions re Disability
« Reply #10 on: September 08, 2011, 04:13:03 AM »
Hi brook,

If you have short and longterm disability through your employer, that's usually the first option for someone not able to work at all. 
This is separate from SS Disability.  The short and longterm could be used while someone files for disability from the SSA, but you must be no longer able to work at any job, and not working when you file for Social Security Disability.  It's not a temporary thing.  This is for those of us who won't be able to work again at all.

The employer sponsored short and longterm disability is wonderful to have if someone may be temporarily ill and is set up for those who plan to/are able to return to work.
Hope that explains a bit more.  ;)

Melinda